Fintech • UK Regulated

Fintech Software Development for UK Regulated Firms

Financial software lives or dies on compliance, uptime and trust. Logic Racks builds to FCA expectations from day one — strong customer authentication, Open Banking standards, PCI-DSS where card data flows, Consumer Duty-aware UX, and ISO 27001-aligned engineering practices.

What we build

Systems that pass a regulator's first look.

Regulatory considerations

FCA, PCI and data protection — in the build, not bolted on.

FCA Consumer Duty. PSD2 / SCA. PCI-DSS v4. Open Banking Read/Write standards. ICO data protection. NCSC Cyber Assessment Framework. We design scope-reduced architectures, produce the technical evidence pack, and liaise with your compliance team through delivery.

Related services

Services most fintech clients buy.

FAQs

Fintech software, answered.

Can you build Open Banking TPP integrations?

Yes — AISP and PISP flows with certified providers (TrueLayer, Yapily, Tink, Plaid).

Do you handle PCI-DSS?

Yes — we design for minimal scope using tokenisation and hosted fields, and support SAQ-A, SAQ-A-EP and SAQ-D where needed.

What about Consumer Duty?

We build UX and monitoring that demonstrates good customer outcomes — not just regulatory tick-boxes.

Can you build to the TPP FCA register?

We build the software. Authorisation is the firm's responsibility, but we provide the technical evidence pack.

Do you offer ongoing compliance monitoring?

Yes — we ship dashboards that surface SLA breaches, outages, and customer-outcome signals in real time.

Who owns the risk?

You do as the regulated firm. We deliver systems that make the risk defensible.

Shipping a regulated fintech product?

Free 30-minute call. We'll review your compliance posture and turn it into a delivery plan.

Book a fintech call